How to make an offer and buy a Manhattan New York Condo
Manhattan New York Real Estate market is an unique market place, we work with many out of town and international buyers who brings their own ideas and previous experiences of Real Estate transaction into this market place and realize that there is a different way to complete a Real Estate transaction in Manhattan New York. Working with us, we will educate you not only the market, we will also educate you throughout the entire Manhattan New York condo buying process.
紐約曼哈頓在地產界是個奇特的市場，他是個世界金融中心，也是時尚的趨導者，這些眾多優勢吸引了各式各樣買家從世界各地擁入這地方。由於國外買家不清楚紐約 特有的交易規則，經常會誤解紐約的交易程序。國外買家經常會用他們本地的交易方式套在曼哈頓的交易方式，忽略到紐約的交易方式並不是如他們所想像。介由我 們—我們會跟您詳細的解釋紐約房地產交易過程，迎導您如何觀察紐約房地產市場、怎麼進/出場、怎麼在適當(優勢)時間出價、及怎麼讓您入戶您想要的公寓。 讓您馬上瞭解紐約這一塊獨特的房地產世界。
Unlike other parts of the country or world, when a buyer makes an offer on a property here in New York, the offer is made through us, the Real Estate agents and the buyers do not sign any contracts or purchase agreement when making an offer.
不像其他國家或美國別州，在紐約，當買方介由我們(房仲業者)出價給賣方時，買方及我們不需要簽任何合同或同意書。
Real Estate professionals DO NOT WRITE the contracts here in Manhattan New York. Title companies DO-NOT schedule the closings here either. Manhattan New York is an Real Estate attorney state, therefore all closing arrangements are done through Manhattan New York certified Real Estate attorneys. Both buyer and seller will each need an attorney to represent each party. We work with experienced Real Estate attorneys that we will able to recommend you one that best suited for your purchase.
在紐約，合同(契約)並不是由房仲業者來寫。交屋日期也不是Title Companies (我不知中文是什麼) 來挑選。紐約曼哈頓是一個房市仲裁區，所有房地產有關的業務都必須經由有紐約曼哈頓房地產認證許可的律師處理。買方及賣方各自需要一位有認證許可的律師代 表他們處理這些業務。我們在業界有許多交易經驗及人脈，可以介紹及提供最適合您購屋需求的律師給您。
To make an offer in Manhattan New York in the case of Manhattan New York condominiums, as a buyer you will need:
在紐約房市買方出價前需注意以下事項，買方必須有：
- Proof of funds: if it is all cash, a bank or stock statement demonstrate that there is enough cash to make the purchase (ideally a United States bank or stock statement). If it is financing contingent, pre-approval from a United State bank is a must.
- 資金證明：若是全現金交易，必須提供銀行存款或證券證明，證明有足夠的資金交易。若有貸款條約--須提供任何一家美國銀行的貸款許可文件。
- Any contingencies: in Manhattan New York, the common contingencies includes financing contingency to ensure bank will lend, funding contingency to ensure bank will fund(wire money) the transaction, and other sale contingency; if there any prior sale need to happen in order to make the new purchase. Manhattan New York Real Estate market usually do not have ‘INSPECTION’ period especially in Manhattan New York market place, most are condominiums or cooperative structure, inspection is often for Townhouses or single houses only, therefore, there is usually NO INSPECTION contingent as other parts of the country. Manhattan New York condominiums are purchased AS IS.
- 任何保障條約：在 紐約曼哈頓，若要先脫售自有的地產來完成這交易--經常出現的條約為1. 確保銀行貸款批准 2. 確保銀行轉匯完成交易 3. 其他交易的保障. 曼哈頓房地產業界平時並沒有驗屋期這程序，因大部份的商品都是公寓結構，或合作公寓，沒有像獨棟樓房那類的驗屋期。也因此大部份時候契約合同上並不會有像 其他州有的驗屋條約這項，曼哈頓公寓基本交易方式就是照原樣買。
- Closing date: This will depend on if you are buying a new condo or a resale condo. If it is a new condominium buying from sponsor, and the condo is ready, the closing date can be as soon as one to two weeks. If it is a new condominium and the construction is still on the way, then this time frame varies. If it is a resale condominium, if the owner is ready to move, and the transaction is all cash, then the time frame can be 45 days as soon as condo board approves the condo application. If financing for a resale condo, this time frame can be 60-90 days or more.
- 交屋期：這 會根據您買的是新建計畫還是二手房而定。若是新房而賣家是建商，房屋也已完善，交期可以在一兩個星期內完成；若計畫還在建設中，這交期也相對的跟建設完善 後而定。若賣家是轉賣，而且準備好要搬遷，跟全現金交易--- 交期會在公寓委員會四十五天內批准後而定。(若是要貸款購屋---交期會在公寓委員會60 ~ 90天內批准後而定。
- Personal Financial statement: This is sometimes required depending on the property (or if cooperative) and if there are other multiple bidding scenario. The personal financial statement includes all assets disclosure such as bank statements, 401K, retirement funds, other owned real estate, other mortgage or liabilities and etc. Full disclosure is a must if it is a Manhattan New York cooperative disclosure.
- 個人財力資料：有時因多人搶標一個提案，賣方或合作公寓委員會會要求買家的財力資料。財力資料包括：薪資報稅單，財產/土地證明，銀行存款，證券證明及其他相關資料。若是要購買合作公寓(cooperative)全面申報是個必要程序。
Once the offer is verbally accepted by the owner (seller), then we will have to provide a Real Estate attorney information immediately to start the contract. We work with a team of experienced Real Estate attorneys that we will able to recommend you one that best suited for your purchase.
當賣家口頭上接受買家的出價，我們(仲介)會馬上提供資料給有認證許可的律師提寫契約合同。我們傑出的律師團隊會依據您的需求提供您最好的服務及保障，確保您的置屋經驗是完美的。
If you or someone you know would like to buy a condo in Manhattan New York condominiums, please call us directly today at (646)644-6929 or contact us (http://chinesespeakingagent.com/contact/). We specialize in Manhattan New York condominium market and have experiences selling Manhattan New York condos in different neighborhoods, we offer confidential consultation customize to your specific investment needs.
若您或您有認識的人想在曼哈頓置產，請您來電給我們(646)644-2929。以我們豐富的交易經驗提供您最完美最完善的服務。我們也提供客製化置產投資諮詢，依您的需求為您找到最好的置產投資計畫。
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Eileen Hsu 許雅嵐 (email: EHSU(@)elliman.com)
We specialize in Manhattan New York Condominiums, townhouses, condops and cooperatives. We are condominium residents ourselves so we understand the Manhattan New York condominium community. We also enjoy all Manhattan neighborhoods, especially Upper West Side, Lincoln Square, Midtown East, Murray Hill, Financial District, Chelsea, Fifth Avenue, Greenwich Village, Nolita and etc just to name a few. If you or you know someone that may be interested in selling, buying or leasing their Manhattan New York condo, call us today (917)837-8869 or (646)644-6929 and we can discuss your specific Real Estate needs in private. Thank you.
To read more about Manhattan New York Real Estate, click on our websites below:
Manhattan New York Condo Specialists or Chinese Speaking Real Estate Agent
